Real Estate Information Archive

Blog

Displaying blog entries 1-3 of 3

Homeowner's Crisis Resource Center

by Jon Smith, CRB, CRS, GRI

It is no secret that foreclosures have increased drastically this year as a result of the subprime lending disaster and a lot of people are wondering if they will be next. For many homeowners there may be options, if they know what to look for and where to look. 

In the event that you find yourself struggling to make your mortgage payments, and you fear foreclosure may be in your future, the National Foundation for Credit Counseling (NFCC) has suggested a few possible alternatives. These options to fend off foreclosure include:

  • Repayment Plan
  • Reinstatement
  • Forbearance
  • Loan Modification

The Federal Trade Commission wants people to know that these alternatives may not work for everyone especially if you are already three or four mortgage payments behind.

For more information regarding the above alternatives visit the NFCC's Homeowners Crisis Resource Center website. They can also assist you in locating a certified housing counselor to explore your options in an effort to fend off foreclosure.

Martin Luther King Day - I Have A Dream

by Jon Smith, CRB, CRS, GRI
During the 1950s and ’60s, civil rights leader Martin Luther King, Jr. recognized the power of service to strengthen communities and achieve common goals.

Initiated by Congress in 1994, King Day of Service builds on that that legacy by transforming the federal holiday honoring Dr. King into a national day of community service grounded in his teachings of nonviolence and social justice. The aim is to make the holiday a day ON, where people of all ages and backgrounds come together to improve lives, bridge social barriers, and move our nation closer to the “Beloved Community” that Dr. King envisioned. With thousands of projects planned across the country, the 2009 King Day of Service on January 19 promises to be the biggest and best ever!
 
Fueled by President-elect Obama’s call to service, this will be the largest King Day of Service ever. In 1994, Congress charged the Corporation for National and Community Service with transforming the King Holiday into a national day of service. This year, President-elect Obama is asking all Americans to serve on King Day and make an ongoing commitment throughout the year. Its not too late to get involved -- visit USAService.org to register a project or find a volunteer opportunity, or our Impact Challenge for ideas on creating your own project.

Watch the video - I Have A Dream

Moving Tips - Parent Tips When Moving With Children

by Jon Smith, CRB, CRS, GRI

Moving can be extremely stressful especially if you have children. It is important to be aware of the things that may be a concern to your children when making a move.

A few areas of concern for children when making a move may include:

  • Preschool children tend to worry about being left behind or separated from their parents.
  • Kids aged 6 to 12 can be concerned with how their daily routines will be affected.
  • Teenagers are concerned primarily with fitting in and having their social life disrupted.

A way to ease these concerns may include:

  • Communicating with your child about what the new house will be like.

  • Take them on a visit of the new home and neighborhood (if possible)

  • If you can, visit the school with your child and meet some of the teachers.
Involving your children in the move can help make the transition easier. Your kids can be a great help to you and the move if you involve them such things as:

  • Packing some of their own special belongings, and decorate the box with stickers and markers.
  • Make plans together on how to decorate their new room.

There is a lot to consider during a move and by involving your children you just may relieve the stress your children are feeling, reduce your own stress and be able to focus more on other aspects of your move!

Displaying blog entries 1-3 of 3

Share This Page

Contact Information

Photo of Jon Smith, CRB, CRS, SRES, SFR Real Estate
Jon Smith, CRB, CRS, SRES, SFR
Iowa Realty
3521 Beaver Ave.
Des Moines IA 50310
515-240-2692
Fax: 515-453-6404
 

 

 

Licensed in the State of Iowa